Who Benefits From Stock Loans?
Stock loans are a useful source of capital for entrepreneurs and small business owners. In the process of starting a new business venture, you will likely need quick, relatively low-risk financial support. Stock loans provide entrepreneurs with an easy method of financing their business growth.
At Stock Loan Solutions, we provide interest-only loans. This means you will avoid surprise hidden fees or ambiguous charges. We offer a payment plan that is simple and straightforward.
Additionally, we do not require credit checks, giving our potential clients greater accessibility. Whether you are an established business person or just getting started, our loans will help you reach your goals.
Our Stock Loans Process
If you want to experience a simple process of securities-based lending, working with Stock Loans Solutions is a great start.
Once we approve your application, we’ll prepare a loan agreement specifying your loan terms.. The typical term length for our stock loans is 36 months. The loan amount varies based on the number of shares, price and trading volume.
We determine your loan amount using a Loan to Value ratio or LTV. This ratio specifies that your loan may be equal to 45-60% of the value of shares that you need to pledge in order to secure your desired loan.
With all this in mind, if you are considering taking out a stock loan through Stock Loan Solutions, review these three requirements:
- You must own a non-marginable TSE security.
- You can request a loan of from $50,000 to $5 million+.
- You must provide shares that are free of any trading restrictions.
We have an in-house underwriting team that will efficiently process your loan application and fund your loan(usually within five days), if you qualify. Interest payments are due quarterly. Once you’ve paid off the loan, we will transfer the stock to you in full.
Advantages of Our Stock Loans
When you work with us, you receive a number of valuable benefits. These are the five key benefits that we provide.
- Our loan-to-value ratios range from 45-60%, giving you a fair value for your shares.
- We are available to shareholders worldwide.
- We are a trusted company and guarantee confidentiality as well as security.
- No personal guarantee is required so your credit score cannot be impacted in an event of default.
- We underwrite our loans in house which allows us to close quickly (3-5 business days).
Working with a team of people who care about your financial growth can only help you. This is a personalized process. We care about building and maintaining your trust.