How Much Can I Borrow?
Borrowers can request a minimum amount of USD 50,000 (approx. 204,000 Leu) and can request as much as USD 5 million (approx. 20,415,000 Romanian Leu).
However, there are several criteria that must be reviewed for yout to qualify for the requested loan amount including:
- The metrics of your shares (daily volume, price, past performance, and more)
- Term length
- How much stock you can use to secure the loan
The more shares you have, the higher the potential loan amount..
How Long is the Loan Term?
The loan term refers to the time period the borrower has to pay the full loan amount back to the lender. Some common term lengths are 12, 24, and36 months. At Stock Loan Solutions, our most common loan term is 36 months. Once the borrower has repaid the loan amount in full, we can give your shares back in full.
To learn more about our stock loan programs contact us today. We are ready to figure out a loan that works for your situation.
How Affordable Is the Loan?
Just like a conventional loan, every borrower must pay back these stock loans with interest. However, our stock loans haves some of the lowest interest rates compared to other loans. Apply today to see this big difference!
Is This Risky?
For borrowers, , stock loans are relatively low-risk since they are secured by your shares. As a borrower, you do not have to put up personal property as collateral.
Stock loans do not need a personal guarantee, which means your credit score will not get impacted if you default on the loan. In case of default, the value of your shares will be enough to repay the loan.
Why Choose Stock Loan Solutions?
There are banks and other firms all across Romania that offer high-interest loans for personal or business reasons. However, the reasons hundreds of borrowers keep coming back to us are:
Easy Application Process
We know the process can be overwhelming if you are new to stock loans. Our employees make it easy with loan calculators and easy to understand explanations.
Quick Financial Solutions
When we provide you with a stock loan, you are getting financial solutions fast. We pride ourselves in being able to get you the cash you need when you need it.
Across the world, other financial firms charge high-interest rates to profit as much as possible off of your loan. However, Stock Loan Solutions gives its borrowers simple loan terms with very competitive ratesl.
Apply for Your Loan Today
If you need a fast financial solution for your personal or business use and own shares traded on the BVB, contact us today. We make it easy for you to borrow as quickly as possible.
How Do Stock Loans Work?
Also known as securities lending, these loans are available to help investors keep the stock they own while still having access to the cash they need in order to make other investments. Our borrowers gain the opportunity to dip into the value of their non-marginable stock quickly and easily without having to wait a long time for the money.
Our loan amounts are dependent on characteristics of the collateralized security, including the number of shares, price, volatility, and additional criteria. By transferring your stock to us, you can be assured of receiving a loan against its value. All you have to do is make quarterly interest payments during the life of the loan. We keep the process simple: once you fully repay the borrowed amount, your stock will be transferred back to you.