Paris, France Stock Loans Explained
You can qualify for a certain loan amount depending on three factors:
- Share price
- Number of shares you own
- Trading volume
Unlike traditional loans, you only need to use your XPAR-listed shares to secure the loan. Our terms range anywhere between 12 and 36 months, depending on the payback schedule.
Once you’ve finished making the quarterly interest payments and have repaid the full loan amount, your shares will be returned to you.
Non-recourse Lending
With a non-recourse Paris stock loan using Euronext listed shares, the only security you need to provide is your XPAR shares. You do not have to put up your home, car, or other personal property to secure the loan.
If you are unable to repay your loan, the only recourse is the loss of your shares which will be used to repay the loan. Any such default won’t negatively affect your credit score.
Top-Notch Loan to Value (LTV) Ratio
Our team members will determine your loan amount using a formula to optimize the Loan to Value ratio.
We look at three unique factors to determine your loan amount:
- Number of shares you own
- Trading volume
- Share price
In addition, we also look at current market conditions when determining the loan amount.
Credit Check Not Necessary
Our company has its own underwriting team that handles your loan package in-house. Since your loan is secured by your shares of stock, there is no need for our company to perform a credit check.
At Stock Loan Solutions, we are a direct lender, and our customer service tailors all lending options personally to you. Plus, you’ll always receive news and updates straight from our team members.
Efficient Closing and Funding
Our in-house underwriting team aims to close and fund your loan within 4 to 6 business days. After closing the loan, we wire the funds directly to the bank account that you’ve designated.
At Stock Loan Solutions, we work to expedite the traditional 2 to 4-week schedule for approving and funding loans. Our team works efficiently to secure your funding in a timely manner.
Flexible Terms and Interest Rates
We value our customers by providing competitive rates and term lengths, ranging from 12 to36 months. Our underwriting team uses a base rate plus reviews your specific circumstances to determine your interest rate.
Make sure to get started with your application process as soon as possible to lock in the best rate.
Confidentiality You Can Trust
At Stock Loan Solutions, your privacy and confidentiality are our top priorities. We maintain your data on secure servers, protected by enterprise-class encryption.
Contact Us at Stock Loan Solutions Today!
Schedule a 15-minute phone discussion through our live chat feature below! Our team at Stock Loan Solutions would love to help you.
How Do Stock Loans Work?
Also known as securities lending, these loans are available to help investors keep the stock they own while still having access to the cash they need in order to make other investments. Our borrowers gain the opportunity to dip into the value of their non-marginable stock quickly and easily without having to wait a long time for the money.
Our loan amounts are dependent on characteristics of the collateralized security, including the number of shares, price, volatility, and additional criteria. By transferring your stock to us, you can be assured of receiving a loan against its value. All you have to do is make quarterly interest payments during the life of the loan. We keep the process simple: once you fully repay the borrowed amount, your stock will be transferred back to you.