What Are The Benefits?
Taking out a stock loan means that you can tap into the value of your shares without selling them. This enables investors to diversify their portfolios without having to sell off key holdings in companies they believe in.
All of our loans are confidential and securely processed for the optimal protection of your information. Our rates are competitive compared to traditional margin loans and bank loans.
Our non-recourse OTC stock loans mean that you can walk away easily without consequences. Typically, walking away from a loan can severely damage your credit
With a non-recourse loan, these risks are avoided as the loan is secured only by your stock, and you have the flexibility you need to walk away, if necessary.
Efficiency & Timeliness
When you take out a loan, you want the money as fast as possible. Without those funds, you can’t cover outstanding expenses or start a new business venture. Our OTC stock loans are designed to close quickly. They are underwritten in-house, meaning that we can move fast and typically fund within 48 hours. You see the results immediately with a direct wire to your bank account. This offers you flexibility and funds on short notice.
What if I Can't Pay the Loan Back by the Deadline?
In terms of risk, loans against OTC stock have more stability and security than other more risky loans. In the event of a default on the loan, nothing pertinent to your life is seized by the lender.
With other forms of lending, defaulting on the loan could lead to the seizure of your car, home, or other property, but OTC loans are different. The lender, in this case, only keeps the stock used to secure the loan. The lender cannot touch other investments or property. This means that you know exactly what the consequences of defaulting are, prior to even taking out the loan.