OTC Stock Loans

Applying for a stock loan is fast and easy and just requires a simple application form.

Why OTC Stock Loans?

OTC loans are all about ease and efficiency. These types of loans make obtaining cash flow simple. Individuals and businesses can take out loans against their OTC stock rather than selling their shares. This means you can have quick access to new liquid capital that you can use to cover expenses, and your shares will be returned once you pay off the loan. All you do is transfer the ownership of your stock to Stock Loan Solutions and make interest payments on that stock. You then receive a loan against the value of the stock. Full payment of the stock loan guarantees the return of the stock to you at the termination of the loan.

Schedule your 15-minute phone call with us today!

New York Stock Exchange

Our Loans Help Solve Liquidity Issues

Stock loans can help individuals and businesses create quick cash flow. Applying for a loan is simple with our expert staff at Stock Loan Solutions.

Our OTC stock loans or over-the-counter stock loans allow clients to access non-recourse loans that are secured by stocks that trade on the OTC Markets.

Stock Loan Solutions provides individuals and businesses with:

  • Varying loan sizes and amounts for different types of capital needs including new projects, operating cash, and personal expenses ($50,000 to over $5 million)

  • Competitive LTV ratio (typically 45% – 60%)

  • Non-recourse loans

  • No requirement for a credit report

Our loan specialists have a combined 90 years in the lending and capital markets industries. This means we have the knowledge necessary to ensure you are taken care of with your OTC stock loan.

General Purpose Loan vs. Margin Loan

Our rates are very competitive compared to traditional margin loans!

$25K $50K $100K $500K
Stock Loan Solutions 10.000% 9.000% 8.000% 7.000%
E-Trade 13.700% 13.200% 12.700% 12.200%
Fidelity 13.075% 12.125% 12.075% 11.825%
Charles Schwab 13.075% 12.125% 12.075% 11.825%

What Are The Benefits?

Taking out a stock loan means that you can tap into the value of your shares without selling them. This enables investors to diversify their portfolios without having to sell off key holdings in companies they believe in.

All of our loans are confidential and securely processed for the optimal protection of your information. Our rates are competitive compared to traditional margin loans and bank loans.

Non-Recourse OTC Stock Loans

Our non-recourse OTC stock loans mean that you can walk away easily without consequences. Typically, walking away from a loan can severely damage your credit.

With a non-recourse loan, these risks are avoided as the loan is secured only by your stock, and you have the flexibility you need to walk away, if necessary.

Efficiency & Timeliness

When you take out a loan, you want the money as fast as possible. Without those funds, you can’t cover outstanding expenses or start a new business venture. Our OTC stock loans are designed to close quickly. They are underwritten in-house, meaning that we can move fast and typically fund within 48 hours. You see the results immediately with a direct wire to your bank account. This offers you flexibility and funds on short notice.

What if I Can't Pay the Loan Back by the Deadline?

In terms of risk, loans against OTC stock have more stability and security than other more risky loans. In the event of a default on the loan, nothing pertinent to your life is seized by the lender.

With other forms of lending, defaulting on the loan could lead to the seizure of your car, home, or other property, but OTC loans are different. The lender, in this case, only keeps the stock used to secure the loan. The lender cannot touch other investments or property. This means that you know exactly what the consequences of defaulting are, prior to even taking out the loan.

Interested in an OTC stock loan?

Call us at +1 866-446-1009

Or email us at [email protected]

Check whether you qualify

Deals can be closed within 48 hours

Getting Started With an OTC Stock Loan

At Stock Loan Solutions, we offer interest-based OTC stock loans. They work in 24, 36, and 60-month loan terms. Reach out to one of our expert loan advisors to hear more information and discuss viable options for your scenario.

If you qualify for an OTC stock loan, our team can help you get set up with the right loan for your financial needs. OTC loans can be secured with stock that trades on the following markets::



  • OTC Pink

Apply for an OTC Stock Loan Today

Work with our friendly loan specialists and get a stock loan estimate easily on our website. All we need is a few pieces of information to get you started with an estimate.

Schedule a 15-minute phone discussion from the button below!

The information contained herein is presented solely for the purposes of discussion and under no circumstances should this be considered an offer to buy or a solicitation of an offer to sell any security. Stock Loan Solutions is not a registered securities broker-dealer or an investment adviser with the U.S. Securities and Exchange Commission (the “SEC”) or with any state securities regulatory authority. Stock Loan Solutions, its managers or affiliates have not been registered and do not plan to be registered under the Investment Advisers Act of 1940 or any similar state or foreign securities laws. Stock Loan Solutions is not registered under the Investment Company Act of 1940 or under any similar state or international securities laws. Stock Loan Solutions does not offer any form of investment (buy or sell) advice, tax counseling, estate planning, or any other securities or financial advice whatsoever. No statements on this website or any verbal or written statement by any representative shall be construed as such advice. We are neither licensed nor qualified to provide investment advice.

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