Non-Recourse Financing

When you use your shares to secure these loans, you release yourself from personal liability. Working with us will not affect your credit rating. Unlike traditional loans, we do not require any personal guarantees

No Credit Checks

As mentioned above, our loans will not affect your credit rating – mainly because we do not need credit checks. We secure the loan based on your stock portfolio so no credit check is required. We use our expert in-house underwriters to determine your loan amount and terms. We are a direct lender so you’ll receive personalized service from start to finish with efficient, direct results.

Exceptional Loan to Value (LTV) Ratios

Stock loan amounts are determined by a variety of factors. Most lenders consider the number of shares you own, stock price, and trading volume. We go the extra step to include anticipated market conditions and historical performance of your stock. Our comprehensive underwriting process enables us to As such, we have competitive LTV ratios ranging from 45-60%.

Efficient Closing and Funding

We understand you might need cash fast. Our team works efficiently to close loans up to three weeks faster than our competitors’ standard time frames. With every transaction, our goal is to close and fund within four to six business days. We wire funds directly to your bank account upon closing.