How Our Indonesia Stock Loans Work
With our stock loans, you maintain ownership of your IDX-listed securities. Simultaneously, you can access cash to pay off debts or unexpected expenses by borrowing against your shares.
Rather than using your property or credit score to secure the loan, you only use your shares that trade on the IDX (Bursa Efek Indonesia) as security. Loan term periods are usually 36 months from closing.
- Certain factors determine how much money you can borrow, including:
- Share price
- Number of shares you can pledge
- Trading volume
You receive your funds after the loan underwriting process is complete, usually within five days. Once you pay off your loan in full, we will return your shares to you.
How Do Stock Loans Work?
Also known as securities lending, these loans are available to help investors keep the stock they own while still having access to the cash they need in order to make other investments. Our borrowers gain the opportunity to dip into the value of their non-marginable stock quickly and easily without having to wait a long time for the money.
Our loan amounts are dependent on characteristics of the collateralized security, including the number of shares, price, volatility, and additional criteria. By transferring your stock to us, you can be assured of receiving a loan against its value. All you have to do is make quarterly interest payments during the life of the loan. We keep the process simple: once you fully repay the borrowed amount, your stock will be transferred back to you.