Separation from Personal Liability
Stock loans use your existing shares to secure your loan to ensure repayment . This form of lending protects you from personal liability. If you were to default on your loan, the only thing that it would affect would be the shares. Your home, vehicle, and other assets would not be at risk.
At Stock Loan Solutions, we reduce your liability even more. When taking out a stock loan with us, you do not need to worry about personally guaranteeing the loan. The only security is your shares.
Credit Checks Are Unnecessary
With your stocks serving as security, you do not need to worry about undergoing a credit check to obtain the funds you need. This policy may help people who do not have excellent credit scores, and it also helps speed up the funding process.
Exceptional Loan-to-Value Ratio
The loan to value (LTV) ratio is a crucial metric to consider when applying for a stock loan. This ratio determines how much money you can borrow relative to the value of your shares.
Lenders will look at the number of shares you own, the price, and the trading volume. We also look at the performance of the stock and the current conditions of the market.
At Stock Loan Solutions, we can usually offer LTV ratios between 45% and 60% of your shares’ value.
Fast Funding Process
Traditional lenders might have you waiting weeks or months to receive your money. At Stock Loan Solutions, we strive to fund all stock loans within four to six business days.
Often you will know your approval status for a loan in as little as 36 hours. Upon closing, we wire the funds directly to your bank account to make the process fast and easy .
Interest Rates and Terms that Work for You
We offer loan terms ranging from 12 to 36 months. Throughout your loan term, the only thing you have to pay is quarterly interest.
We calculate the interest rate based on the prime interest rate.Give yourself the best chance of locking in an exceptional interest rate by starting your application as soon as possible!
No Risks in Confidentiality
We take protecting client information seriously. You can rest assured that your information is stored securely on servers that use the industry-leading encryption software.
Why You Should Get a Hungary Stock Loan
Now that you understand a bit more about how stock loans work, let’s explore why you should get one.
Stock loans provide you with liquidity much faster than many other loan options. You will get the cash you need without giving up the investment portfolio you have worked hard to build. Stock loans provide the perfect way to diversify your investments and invest in new ventures without losing momentum.
Term Flexibility and Competitive Interest Rates
With securities lending, you can choose how long you want the length of the loan to be. We offer terms that are anywhere between 12 and 36 months, providing you with term flexibility. Along with competitive interest rates, stock loans are an attractive option for investors who need loans that work with their situation.
Stock loans come with much lower risk because they use your shares to secure the loan. You would not have to worry about impacting your business ventures or personal property, if you were to default on the loan.
Securities lending provides a helpful way to obtain capital without putting your assets or business at unnecessary risk.
Ask About Hungary Stock Loans Today!
If you own securities on the BSE without any restrictions, you may be eligible for a Hungary stock loan. Let us help you through the process of applying today.
Schedule a 15-minute phone discussion through our live chat feature below!
We cannot wait to speak to you about your financial situation and how stock loans can help. We can close your transaction in as little as 36 to 48 hours so let us help you obtain the liquidity you require!
How Do Stock Loans Work?
Also known as securities lending, these loans are available to help investors keep the stock they own while still having access to the cash they need in order to make other investments. Our borrowers gain the opportunity to dip into the value of their non-marginable stock quickly and easily without having to wait a long time for the money.
Our loan amounts are dependent on characteristics of the collateralized security, including the number of shares, price, volatility, and additional criteria. By transferring your stock to us, you can be assured of receiving a loan against its value. All you have to do is make quarterly interest payments during the life of the loan. We keep the process simple: once you fully repay the borrowed amount, your stock will be transferred back to you.