Protection from Personal Liability
When using shares to secure your stock loan, the only thing you risk losing if you default on the loan are those shares. You do not risk damage to your credit score.
At Stock Loan Solutions, we don’t require personal guarantees for loan repayment. .
Credit Checks Are Unnecessary
With stock loans, you do not need to pass a credit check to obtain a loan. This policy can help people with low credit scores still get the capital they need.
Stock Loan Solutions can complete the loan underwriting process faster than other lenders. Because we do not need to worry about a credit check, our in-house underwriting team can give you expedited access to liquidity.
Get the Value You Deserve
The amount of money you can get for your loan is based primarily on the stock price , how many shares you own, and the trading volume. We also consider the stock’s performance and market conditions.
Our process enables us to offer high loan to value (LTV) ratios of 45-60%. With an excellent LTV ratio, our clients can get the best deal possible.
Quick and Straightforward Process
Other lenders will make you wait weeks, if not months, to receive your money. With us, you can expect to have your loan funded within four to six business days. We will wire the funds directly to your bank account, ensuring a speedy and secure process to closing and funding the loan.
Work with Your Timeline
Depending on your situation, you may need a specific repayment timeline. We offer flexible loan terms that can range from 12 to 36 months. During this time, you will only pay a quarterly interest rate based on the prime interest rate. The sooner you apply, the sooner you can lock in a great rate!
Benefits of Stock Loans
Now that you know a bit more about how stock loans work, let’s dive into why they are such an excellent option.
Prioritize Privacy and Confidentiality
Confidentiality and privacy are priorities for our operations. We store all information on servers secured with the latest encryption software.
Liquidity When You Need It
Stock loans do not require you to sell your shares to get access to capital. They also ensure you can maintain the portfolio you have worked hard to build. The process is much quicker than many other methods of obtaining funds, allowing you to achieve the liquidity you require right away.
Whether you need 12 or 36 months to pay back your loan, stock loans give you flexibility. We work with you to find the terms suitable for your unique situation. Our underwriters will ensure that you get the right amount of funds based on the value of your shares.
When using stock loans, you do not need to worry about impacting your personal assets in the event of defaulting on the loan. The only thing you risk is the shares that secure your loan .
Even while your shares are in the lender’s possession, you can continue to reap the benefits of any gains on your stock’s value. Stock loans are the perfect way to diversify your portfolio without dealing with the high-interest rates and strict terms of traditional bank lending.
Inquire about a Greece Stock Loan Today!
If you are ready to obtain a Greece stock loan, contact us today. Our team will guide you through the process.
Get the ball rolling by scheduling a 15-minute phone discussion through our live chat feature below.
We cannot wait to help you achieve your dreams and take the next step in building a robust financial future for yourself.
How Do Stock Loans Work?
Also known as securities lending, these loans are available to help investors keep the stock they own while still having access to the cash they need in order to make other investments. Our borrowers gain the opportunity to dip into the value of their non-marginable stock quickly and easily without having to wait a long time for the money.
Our loan amounts are dependent on characteristics of the collateralized security, including the number of shares, price, volatility, and additional criteria. By transferring your stock to us, you can be assured of receiving a loan against its value. All you have to do is make quarterly interest payments during the life of the loan. We keep the process simple: once you fully repay the borrowed amount, your stock will be transferred back to you.