Affordable Interest Rates and Adaptable Terms
Our interest rates are very competitive compared to other lenders, and our loan terms can range from 12 to 36 months. Start your loan application process as soon as possible to lock in the best possible rate.
Confidentiality Guaranteed
We maintain absolute privacy and confidentiality with your transaction. Your information is stored securely using best-in-class encryption software.
Immediate Liquidity
With stock loans, you don’t need to sell your stock to get access to funds. Once you transfer your stock to us, we will send you the funds to invest in your new business venture or cover any debt or personal expenses.
Flexible Terms
Your qualifying loan amount depends on your shares’ metrics as well as market performance. Our underwriters assess the value of your stock loan portfolio to ensure you get the right loan amount. The interest rates are also competitive when compared to traditional bank loans or margin loans.
Other benefits of stock loans include:
You can still benefit from any gains in the value of your stock portfolio.
- Any default on your interest payments only affects your shares. Your personal property or any business ventures are not at risk when you take a stock loan.
- You pay fixed interest payments quarterly until the loan term is over. At the end of the term, we transfer ownership of your stock back to you.
- A creative way to diversify your investment portfolio without racking up high-interest margin or bank loans.
About Helsinki Stock Exchange (DHEL)
The Helsinki Stock Exchange (DHEL), now called the NASDAQ Helsinki (OMXH), is located in Helsinki, Finland. Helsinki is the capital of Finland. The first transaction on the exchange occurred on October 7, 1912. On September 3, 2008, it became part of the NASDAQ Nordic (formerly called OMX). After the merger with OMX, it was called the OMX Helsinki (OMXH).
About Finland
Finland, a northern European nation bordered by Russia, Sweden, and Norway, is ranked the happiest country in the world. It is also one of the few European economies that have proven to be resilient to most global economic uncertainties. It is famous for its excellent educational system, fantastic healthcare, and income equality policies.
It has a population of 5.4 million individuals. Its official languages are Finnish — spoken by 88.9% of the population — and Swedish — spoken by 5.3% of the community. In some areas of Finland, Sami is recognized as an official language.
Ready to Get Started With a Finland Stock Loan?
The process of applying and closing a stock loan can seem intimidating. However, our team of experts will help you every step of the way. They will ensure you get the most efficient amount for your loan proceeds.
To qualify for our stock loans, you’ll need the following:
- Ownership of non-marginable shares traded on the Helsinki Stock Exchange
- Your shares should be free of any restrictions.
Get started today — transactions can be closed in 36 to 48 hours!
How Do Stock Loans Work?
Also known as securities lending, these loans are available to help investors keep the stock they own while still having access to the cash they need in order to make other investments. Our borrowers gain the opportunity to dip into the value of their non-marginable stock quickly and easily without having to wait a long time for the money.
Our loan amounts are dependent on characteristics of the collateralized security, including the number of shares, price, volatility, and additional criteria. By transferring your stock to us, you can be assured of receiving a loan against its value. All you have to do is make quarterly interest payments during the life of the loan. We keep the process simple: once you fully repay the borrowed amount, your stock will be transferred back to you.