Disclosures and Disclaimer

Stock Loan Solutions, LLC (hereinafter "SLS") hereby discloses and disclaims the following:

SLS expressly represents that it is NOT AN INVESTMENT ADVISOR and will not provide investment advice of any kind. SLS recommends that you obtain investment advice from a licensed and qualified investment advisor.

SLS further represents that it is NOT A TAX ADVISOR and will not provide any advice with respect to tax implications, consequences and/or responsibilities with respect to any transaction. SLS recommends that you obtain tax advice from a licensed and qualified attorney and/or tax advisor.

SLS also expressly represents that it DOES NOT HAVE LEGAL TRAINING, does not have legal expertise and will not provide you with any legal advice. You should not make any assumptions and/or rely upon any advice given by SLS as constituting legal advice. Furthermore, SLS expressly recommends that you obtain legal advice from a licensed and qualified attorney.

SLS refers you to the following websites for additional disclosure information regarding members of SLS:

https://www.sec.gov/files/litigation/admin/34-51883.pdf and https://www.sec.gov/litigation/litreleases/lr-19148

Any statements made by SLS during its business relationship with anyone that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated.

YOU ACKNOWLEDGE THAT YOU HAVE READ THE FOREGOING DISCLAIMERS PERTAINING TO THE SERVICES TO BE PROVIDED BY SLS AND FULLY UNDERSTAND THAT SLS WILL NOT GUARANTEE THE SUCCESS OF ANY ADVICE AND/OR BUSINESS RELATIONSHIP ENTERED INTO WITH ANY CONTACT SLS PROVIDES AND SLS WILL NOT PROVIDE ANY INVESTMENT ADVICE, TAX ADVICE, AND/OR LEGAL ADVICE OF ANY KIND. YOU FURTHER ACKNOWLEDGE THAT YOU WILL NOT RELY UPON AND/OR CONSTRUE ANY ADVICE RECEIVED BY SLS AS INVESTMENT, TAX, AND/OR LEGAL ADVICE AND FURTHER AGREE TO OBTAIN ANY SUCH ADVICE INDEPENDENTLY FROM LICENSED AND QUALIFIED PROFESSIONALS.