Featured Articles from Stock Loan Solutions
Understanding the Basics of Pledged Asset Lines
In the diverse world of financing options, understanding how to leverage your assets can be a game-changer for both individuals and businesses alike. Among these options, the Pledged Asset Line (PAL) is an often-overlooked strategy that can provide significant financial flexibility. This article demystifies the concept of pledged asset lines, exploring its benefits, risks, and…
How Big Data Can Help Make Smarter Financial Decisions
In today’s digital world, business processes produce huge amounts of data. Companies can analyze this information to get insights about various aspects of their operations. Big data has become especially important in finance. Banks, lenders, and investors can gain insights into customers and market trends, by assessing financial transactions using many different variables and seeing how specific…
Understanding the Rise of Non-Bank Lending in Business Financing
Non-bank lenders are a type of non-bank financial institution. They provide loans to businesses but do not offer other traditional financial services like checking or savings accounts. These borrowing options are becoming increasingly popular, especially with small businesses. In 2021, 45% of small businesses sought loans or financing from non-bank lenders, with many borrowers seeking lines of credit…
Guide to Alternative Financing for Entrepreneurs
Entrepreneurs face challenges when obtaining financing for their businesses. Some 69% of small business owners cover startup costs with personal savings, while 60% rely on credit cards. Many startups have trouble getting financing from traditional lenders. Goldman Sachs found that 77% of small businesses are worried about access to capital. About 61% of companies that applied for loans were…
Strategies and Tools for Investing During Times of Inflation
Inflation occurs when goods and services become more expensive over a set period. In other words, your money doesn’t buy as much as it used to. Some inflation is normal. The average for the last century is between 2-3% per year. However, sometimes inflation is much higher. For example, in 2022, it was 8.3%. High inflation impacts investment portfolios,…
Retirement Planning: Incorporating Non-Traditional Assets
Retirement investment portfolios often contain traditional assets like stocks and bonds. However, stocks and bonds put you at the mercy of financial markets. If markets fall, your portfolio could lose value. It’s possible to balance this risk, but you can diversify even further by adding non-traditional assets to your portfolio. Non-traditional assets, or alternative investments, include physical investments…
Do You Qualify for a Stock Loan?
The top ten percent of Americans invest an average of $969,000 in stocks, while the next 40 percent own around $132,000. Did you know this stock could be a valuable asset used to secure a loan? Borrowers can pledge their shares to get a quick loan instead of using other personal property such as houses, cars, or…
Market Forces: How Do They Shape Financial Markets Trends?
From time to time, investments may seem like they’re all based on luck. Especially for small-scale investors, the way your investments change in value may seemingly be based solely on the overall performance of the market or based on random changes. Experienced investors, though, know that there are certain market forces that impact the values…
Securities-based Lending: What Investors Need to Know
There may be a time when a traditional loan won’t cut it. High net worth borrowers that are looking for a loan without disrupting their investments are turning towards their own securities. It’s called securities based lending and it’s all the rage right now. By using the value of borrowers own securities, these loans can…
How to Trade Stocks and Securities: 3 Ways to Buy and Sell
Getting involved in the stock market business can make you extra income every year without you really doing anything. This is why so many people invest in companies. The idea of making passive income every year is too attractive to not put into action, but how do you even get started? The stock market can be extremely confusing to…
