How Malaysian Stock Loans Work
Generally speaking, a stock loan is when a borrower uses their shares of publicly traded stock to secure a loan. The lender will lend them a specified amount of money, which the borrower will pay back with interest. The borrower and lender will agree on specifics like interest rate, term length in a loan agreement.
If you own XKLS securities (securities listed on the Bursa Malaysia exchange), you are eligible for our Malaysian stock loans. See below to learn more about how these loans work.
With our non-recourse loans, your XKLS shares are the only form of security. This means that no personal guarantee is required.
If you were to default on your loan, the lender would obtain ownership of your XKLS securities. However, they would not be able to seek out additional sources of repayment for the loan. They would also not be able to file a claim that would hurt your credit score.
As you can see, our non-recourse loan program is a great way to access the cash you need without risking your personal financial wellbeing.
No Credit Checks
Your XKLS securities are the only security you need for your loan. This means that lenders won’t need to run a credit check on you. So, even if you have less-than-ideal credit, you can still be eligible!
Competitive Loan to Value (LTV) Ratios
Usually, a lender will lend you less than what your XKLS shares are worth in the open market. This protects them in case you end up defaulting. Some investors find this frustrating as they won’t get access to the full value of their shares.
Luckily, our firm offers the industry’s most competitive loan to value (LTV) ratios! This is possible because we don’t just consider the current value of your shares. We also consider their historical performance, trading volume, and overall market conditions.
With us, investors can get very competitive LTV ratios (45-60%!). Schedule an appointment with us today to see how much you qualify for.
Competitive Interest Rates
Like with our LTV ratios, our interest rates are among the most competitive in the industry. Apply ASAP to lock in the lowest possible rate!
Flexible Term Lengths
Our team will help you choose the ideal term length (anywhere from 12 to 36 months). This will ensure you get the funding you need while maximizing your budget.
Most lenders take around 2-3 weeks to close a stock loan. With us, the process only takes around 4-6 business days!
Our team will quickly review and approve your application. Upon closing. we wire the money directly to your bank account, giving you fast access to the cash you need.
When you choose our loan program, you can rest knowing we protect your privacy. We store your information on secure servers and never share it with third parties. And, thanks to our top-of-the-line encryption software, all transactions are 100% confidential.
Apply for a Malayasian Stock Loan Today
To qualify for our Malaysian stock loans, all you need are XKLS securities. There must not be any trading restrictions on these securities.
Ready to apply? Schedule a 15-minute phone discussion below! We are ready to help you get speedy access to the cash you need.
How Do Stock Loans Work?
Also known as securities lending, these loans are available to help investors keep the stock they own while still having access to the cash they need in order to make other investments. Our borrowers gain the opportunity to dip into the value of their non-marginable stock quickly and easily without having to wait a long time for the money.
Our loan amounts are dependent on characteristics of the collateralized security, including the number of shares, price, volatility, and additional criteria. By transferring your stock to us, you can be assured of receiving a loan against its value. All you have to do is make quarterly interest payments during the life of the loan. We keep the process simple: once you fully repay the borrowed amount, your stock will be transferred back to you.